Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 18 Aug 2026. Factsheet May 2026. About · Disclosures
Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option
Nippon India Mutual FundRetirementDirectGrowth
NAV
₹23.6862
As on 18 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +3.32% | — | — |
| 3 year | +7.79% | — | — |
| 5 year | +7.29% | — | — |
- Sharpe
- 0.08
- Std dev
- 5.03%
Returns
From NAVs through 18 Aug 2026
1Y
+3.32%
Total
3Y
+7.79%
p.a.
5Y
+7.29%
p.a.
SI
+7.29%
p.a.
Calendar years
+3.07%2022
+11.45%2023
+12.34%2024
+4.43%2025
+2.14%2026 YTD
Rolling 1-year · 51 overlapping windows
-2.68%avg +7.38%+17.37%
Fund facts
Fund details from the May 2026 factsheet
Fund size
₹141.12 Cr
As on 30-Apr-2026
Expense ratio
1.00%
Direct 1.00% · Regular 2.05%
Min SIP
Purchase: ₹500 and in multiples of ₹500 thereafter Additional Purchase: ₹500 & in the multiple of ₹500 thereafter
Exit load
None
Lock-in
None
BenchmarkCrisil Hybrid 85+15 - Conservative Index
Launched11 Feb 2015
StructureOpen Ended
AAUM₹141.07 Cr
Entry loadNot Applicable
ISININF204KA1C55
Debt measures
Yield to maturity7.36%
Average maturity16.35 Years
Macaulay duration8.96 Years
Modified duration8.64 Years
Where the money is invested
Split by asset type and sector.
By asset type
Government Bond70.30%
Equity19.59%
Cash & Other Receivables10.10%
By sector
Banks7.77%
Petroleum Products1.82%
Construction1.35%
Power1.34%
IT - Software1.30%
Auto Components1.08%
What the fund holds
29 holdings · portfolio as on 14 May 2026
- 70.3%Government Bond
- 10.1%Cash & Other Receivables
- 8.4%Triparty Repo
- 7.31%Equity Less Than 1% of Corpus
- 2.69%ICICI Bank LimitedBanks
- 2.27%State Bank of IndiaBanks
- 1.82%Reliance Industries LimitedPetroleum Products
- 1.64%HDFC Bank LimitedBanks
- 1.64%Net Current Assets
- 1.35%Larsen & Toubro LimitedConstruction
Concentration
Top 5 weight
16.47%
Top 10 weight
22.8%
Avg turnover
54.39%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.08
Return per unit of total risk
Sortino
0.09
Return per unit of downside risk
Risk
Std deviation
5.03%
How much returns swing
Who manages this fund
2 fund managers
- PSPranay Sinha20 yearsManaging since Mar-2021
- RRRitesh Rathod19 yearsManaging since Jan-2026
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SIP illustration
Rate
+7.79%
Invested
₹6,00,000
Illustrated
₹9,10,104
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
Other versions
- regularGrowthNippon India Retirement Fund-Income Generation Scheme-Bonus Plan Bonus OptionNAV ₹20.3465
- directIDCWNippon India Retirement Fund-Income Generation Scheme Direct Plan Direct Dividend Plan-IDCW Payout OptionNAV ₹23.2627
- regularGrowthNippon India Retirement Fund - Income Generation Scheme - Growth Plan - Growth- InsuredNAV ₹20.3465
- directGrowthNippon India Retirement Fund-Income Generation Scheme Direct Plan-Growth OptionNAV ₹23.2627
FAQ
What is Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option NAV today?
- The latest NAV of Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option is ₹23.6862 as on 18 Aug 2026.
How has Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option performed vs its category?
- 1-year return +3.32%. Past performance does not guarantee future returns.
What are the returns of Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option?
- Trailing returns from published NAVs: 1 year +3.32%, 3 year +7.79% a year, 5 year +7.29% a year, since our first NAV +7.29% a year. Past performance does not guarantee future returns.
How would a SIP in Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +7.79%. It is not a forecast.
What is the expense ratio and fund size of Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option?
- For Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option, the expense ratio is 1.00% and fund size (AUM) is ₹141.12 Cr.
What is the ISIN of Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option?
- The ISIN for Nippon India Retirement Fund-Income Generation Scheme Direct Plan-Bonus Option is INF204KA1C55.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.