Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 18 Aug 2026. Factsheet Jun 2026. About · Disclosures
Union Retirement Fund Direct Growth
Union Mutual FundRetirementDirectGrowthVery high risk
NAV
₹17.76
As on 18 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +9.36% | — | — |
| 3 year | +15.36% | — | — |
| 5 year | +15.85% | — | — |
- Sharpe
- 0.71
- Std dev
- 14.29%
Returns
From NAVs through 18 Aug 2026
1Y
+9.36%
Total
3Y
+15.36%
p.a.
5Y
+15.85%
p.a.
SI
+15.85%
p.a.
Calendar years
0.00%2022
+32.30%2023
+18.75%2024
+7.45%2025
+5.21%2026 YTD
Rolling 1-year · 34 overlapping windows
-0.93%avg +18.85%+45.97%
Fund facts
Fund details from the Jun 2026 factsheet
Fund size
₹206.31 Cr
Expense ratio
0.96%
Exit load
None
Lock-in
None
BenchmarkBSE 500 TRI
Launched21 Sept 2022
Risk levelVery high
StructureOpen Ended
ISININF582M01IK5
Where the money is invested
Split by asset type.
By asset type
Equity98.37%
Cash1.61%
Preferred0.01%
What the fund holds
82 holdings · portfolio as on 30 May 2026
- 5.71%ICICI Bank LtdFinancial Services
- 5.26%HDFC Bank LtdFinancial Services
- 3.16%Acutaas Chemicals LtdBasic Materials
- 2.68%Multi Commodity Exchange of India LtdFinancial Services
- 2.67%Reliance Industries LtdEnergy
- 2.44%Solar Industries India LtdBasic Materials
- 2.25%NTPC LtdUtilities
- 2.21%GE Vernova T&D India LtdIndustrials
- 2.2%Tata Consumer Products LtdConsumer Defensive
- 2.19%State Bank of IndiaFinancial Services
Concentration
Top 5 weight
19.48%
Top 10 weight
30.77%
Avg turnover
54.79%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.71
Return per unit of total risk
Sortino
0.78
Return per unit of downside risk
Risk
Std deviation
14.29%
How much returns swing
Who manages this fund
2 fund managers
- PDPratik Dharmshi3.9 years in the industryRuns 9 schemes
- PVPratit Vajani0.7 years in the industryRuns 1 scheme
Other Retirement funds
Bandhan Retirement Fund Direct Plan-GrowthdirectCompare
PGIM India Retirement Fund - Direct Plan - GrowthdirectCompare
Axis Retirement Fund - Conservative Plan - Direct GrowthdirectCompare- Axis Retirement Fund - Dynamic Plan - Direct Plan - GrowthdirectCompare
Baroda BNP Paribas Retirement Fund - Direct Plan - GrowthdirectCompare- Axis Retirement Fund - Aggressive Plan - Direct Plan - GrowthdirectCompare
Tata Retirement Savings Fund - Moderate Direct Plan - GrowthdirectCompare- Tata Retirement Savings Fund - Progressive Direct Plan - GrowthdirectCompare
SIP illustration
Rate
+15.36%
Invested
₹6,00,000
Illustrated
₹14,24,888
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
Other versions
- regularGrowthUnion Retirement Fund Regular GrowthNAV ₹16.06
- directIDCWUnion Retirement Fund Direct IDCW PayoutNAV ₹16.81
- regularIDCWUnion Retirement Fund Regular IDCW PayoutNAV ₹16.06
FAQ
What is Union Retirement Fund Direct Growth NAV today?
- The latest NAV of Union Retirement Fund Direct Growth is ₹17.76 as on 18 Aug 2026.
How has Union Retirement Fund Direct Growth performed vs its category?
- 1-year return +9.36%. Past performance does not guarantee future returns.
What are the returns of Union Retirement Fund Direct Growth?
- Trailing returns from published NAVs: 1 year +9.36%, 3 year +15.36% a year, 5 year +15.85% a year, since our first NAV +15.85% a year. Past performance does not guarantee future returns.
How would a SIP in Union Retirement Fund Direct Growth have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +15.36%. It is not a forecast.
What is the expense ratio and fund size of Union Retirement Fund Direct Growth?
- For Union Retirement Fund Direct Growth, the expense ratio is 0.96% and fund size (AUM) is ₹206.31 Cr.
What is the ISIN of Union Retirement Fund Direct Growth?
- The ISIN for Union Retirement Fund Direct Growth is INF582M01IK5.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.