Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 19 Aug 2026. Factsheet May 2026. About · Disclosures
Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option
Nippon India Mutual FundRetirementDirectGrowth
NAV
₹33.0675
As on 19 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +1.66% | — | — |
| 3 year | +13.24% | — | — |
| 5 year | +13.05% | — | — |
- Sharpe
- 0.60
- Std dev
- 15.28%
Returns
From NAVs through 19 Aug 2026
1Y
+1.66%
Total
3Y
+13.24%
p.a.
5Y
+13.05%
p.a.
SI
+15.09%
p.a.
Calendar years
+2.66%2022
+32.38%2023
+21.64%2024
+2.00%2025
+0.98%2026 YTD
Rolling 1-year · 51 overlapping windows
-5.14%avg +14.96%+48.91%
Fund facts
Fund details from the May 2026 factsheet
Fund size
₹3,055.82 Cr
As on 30-Apr-2026
Expense ratio
2.22%
Direct 2.22% · Regular 3.12%
Exit load
None
Lock-in
None
BenchmarkBSE 500 TRI
Launched11 Feb 2015
StructureOpen Ended
AAUM₹3,015.28 Cr
Entry loadNot Applicable
ISININF204KA1B98
Where the money is invested
Split by asset type and sector.
By asset type
Equity96.67%
Cash3.33%
By sector
Banks22.24%
Power7.85%
IT - Software6.19%
Petroleum Products5.78%
Finance5.67%
Consumer Durables4.68%
What the fund holds
90 holdings · portfolio as on 29 Apr 2026
- 22.86%Equity Less Than 1% of Corpus
- 7.32%ICICI Bank LimitedBanks
- 7.13%HDFC Bank LimitedBanks
- 4.8%Reliance Industries LimitedPetroleum Products
- 4.15%Axis Bank LimitedBanks
- 3.64%State Bank of IndiaBanks
- 3.48%Larsen & Toubro LimitedConstruction
- 3.33%Cash & Other Receivables
- 3.28%Infosys LimitedIT - Software
- 2.82%NTPC LimitedPower
Concentration
Top 5 weight
27.04%
Top 10 weight
41.05%
Avg turnover
54.39%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.6
Return per unit of total risk
Sortino
0.55
Return per unit of downside risk
Risk
Std deviation
15.28%
How much returns swing
Beta
0.94
Sensitivity to the market
Who manages this fund
2 fund managers
- PSPranay Sinha20 yearsManaging since Mar-2021
- RRRitesh Rathod19 yearsManaging since Jan-2026
Other Retirement funds
Union Retirement Fund Direct GrowthdirectCompare
Bandhan Retirement Fund Direct Plan-GrowthdirectCompare
PGIM India Retirement Fund - Direct Plan - GrowthdirectCompare
Axis Retirement Fund - Conservative Plan - Direct GrowthdirectCompare- Axis Retirement Fund - Dynamic Plan - Direct Plan - GrowthdirectCompare
Baroda BNP Paribas Retirement Fund - Direct Plan - GrowthdirectCompare- Axis Retirement Fund - Aggressive Plan - Direct Plan - GrowthdirectCompare
Tata Retirement Savings Fund - Moderate Direct Plan - GrowthdirectCompare
SIP illustration
Rate
+13.24%
Invested
₹6,00,000
Illustrated
₹12,51,770
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
Other versions
- directIDCWNippon India Retirement Fund-Wealth Creation Scheme Direct Plan Direct Dividend Plan-IDCW Payout OptionNAV ₹24.2532
- directGrowthNippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Growth OptionNAV ₹32.8056
- regularGrowthNippon India Retirement Fund - Wealth Creation Scheme - Growth Plan - Growth- InsuredNAV ₹29.0151
- regularGrowthNippon India Retirement Fund-Wealth Creation Scheme-Bonus Plan Bonus OptionNAV ₹29.0151
FAQ
What is Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option NAV today?
- The latest NAV of Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option is ₹33.0675 as on 19 Aug 2026.
How has Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option performed vs its category?
- 1-year return +1.66%. Past performance does not guarantee future returns.
What are the returns of Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option?
- Trailing returns from published NAVs: 1 year +1.66%, 3 year +13.24% a year, 5 year +13.05% a year, since our first NAV +15.09% a year. Past performance does not guarantee future returns.
How would a SIP in Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +13.24%. It is not a forecast.
What is the expense ratio and fund size of Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option?
- For Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option, the expense ratio is 2.22% and fund size (AUM) is ₹3,055.82 Cr.
What is the ISIN of Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option?
- The ISIN for Nippon India Retirement Fund-Wealth Creation Scheme Direct Plan-Bonus Option is INF204KA1B98.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.