Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 30 Sept 2026. Factsheet Jun 2026. About · Disclosures
LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout
LIC Mutual FundSectoral Banking and FinanceDirectIDCW3/5
NAV
₹22.8724
As on 30 Sept 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | -1.07% | — | — |
| 3 year | +6.09% | — | — |
| 5 year | +9.12% | — | — |
- Sharpe
- 0.20
- Std dev
- 15.87%
- Beta
- 0.96
Returns
From NAVs through 30 Sept 2026
1Y
-1.07%
Total
3Y
+6.09%
p.a.
5Y
+9.12%
p.a.
SI
+9.94%
p.a.
Calendar years
+20.84%2022
+21.94%2023
+2.15%2024
+18.00%2025
-9.02%2026 YTD
Rolling 1-year · 51 overlapping windows
-5.04%avg +13.23%+39.42%
Fund facts
Fund details from the Jun 2026 factsheet
Fund size
₹256.29 Cr
Expense ratio
0.99%
Exit load
None
Lock-in
None
Launched26 Mar 2015
StructureOpen Ended
ISININF767K01NJ8
Where the money is invested
Split by asset type.
By asset type
Equity94.00%
Cash6.00%
What the fund holds
40 holdings · portfolio as on 30 May 2026
- 12.94%ICICI Bank LtdFinancial Services
- 10.6%HDFC Bank LtdFinancial Services
- 10.25%Axis Bank LtdFinancial Services
- 6.1%Treps
- 5.78%Kotak Mahindra Bank LtdFinancial Services
- 5.45%AU Small Finance Bank LtdFinancial Services
- 4.37%Bajaj Finance LtdFinancial Services
- 3.38%Nippon Life India Asset Management Ltd Ordinary SharesFinancial Services
- 3.03%Karur Vysya Bank LtdFinancial Services
- 2.75%One97 Communications LtdTechnology
Concentration
Top 5 weight
45.67%
Top 10 weight
64.65%
Avg turnover
102.07%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.2
Below category avg 0.42
Sortino
0.15
Return per unit of downside risk
Alpha
-1.02
Return above the benchmark
Risk
Std deviation
15.87%
How much returns swing
Beta
0.96
Better than category avg 0.98
R-squared
88.7%
How closely it tracks the benchmark
Who manages this fund
1 fund manager
- JTJaiprakash Toshniwal4.5 years in the industryRuns 12 schemes
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SIP illustration
Rate
+6.09%
Invested
₹6,00,000
Illustrated
₹8,27,683
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
Other versions
- regularGrowthLIC MF Banking and Financial Services Fund- Growth PlanNAV ₹21.98
- regularIDCWLIC MF Banking and Financial Services Fund-Dividend Plan-IDCW PayoutNAV ₹21.97
- directGrowthLIC MF Banking and Financial Services Fund-Direct - Growth Plan-GrowthNAV ₹24.89
- regularIDCWLIC MF Banking and Financial Services Fund-Dividend Plan-IDCW ReinvestmentNAV ₹22.3035
- directIDCWLIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW ReinvestmentNAV ₹25.1309
FAQ
What is LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout NAV today?
- The latest NAV of LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout is ₹22.8724 as on 30 Sept 2026.
How has LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout performed vs its category?
- 1-year return -1.07%. Past performance does not guarantee future returns.
What are the returns of LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout?
- Trailing returns from published NAVs: 1 year -1.07%, 3 year +6.09% a year, 5 year +9.12% a year, since our first NAV +9.94% a year. Past performance does not guarantee future returns.
How would a SIP in LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +6.09%. It is not a forecast.
What is the expense ratio and fund size of LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout?
- For LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout, the expense ratio is 0.99% and fund size (AUM) is ₹256.29 Cr.
What is the ISIN of LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout?
- The ISIN for LIC MF Banking and Financial Services Fund-Direct - Dividend Plan-IDCW Payout is INF767K01NJ8.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.