Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 19 Aug 2026. Factsheet Jun 2026. About · Disclosures
Tata Retirement Savings Fund - Conservative Direct Plan - Growth
Tata Mutual FundRetirement · Conservative HybridDirectGrowthModerately high risk
NAV
₹39.2378
As on 19 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +5.67% | — | — |
| 3 year | +8.71% | — | — |
| 5 year | +7.43% | — | — |
- Sharpe
- 0.40
- Std dev
- 5.37%
All Retirement · Conservative Hybrid funds · Tata Mutual Fund
Returns
From NAVs through 19 Aug 2026
1Y
+5.67%
Total
3Y
+8.71%
p.a.
5Y
+7.43%
p.a.
SI
+7.91%
p.a.
Calendar years
+1.30%2022
+13.37%2023
+11.23%2024
+4.84%2025
+4.18%2026 YTD
Rolling 1-year · 51 overlapping windows
-0.65%avg +7.44%+16.91%
Fund facts
Fund details from the Jun 2026 factsheet
Fund size
₹168.04 Cr
Expense ratio
0.86%
Exit load
None
Lock-in
None
BenchmarkCrisil Short Term Debt Hybrid 75+25 Index
Launched01 Jan 2013
Risk levelModerately high
StructureOpen Ended
ISININF277K01QM5
Where the money is invested
Split by asset type.
By asset type
Bonds68.27%
Equity28.47%
Cash3.26%
What the fund holds
50 holdings · portfolio as on 14 Jun 2026
- 2.79%Cash / net Current Asset
- 1.45%Solar Industries India LtdBasic Materials
- 1.43%ICICI Bank LtdFinancial Services
- 1.27%Reliance Industries LtdEnergy
- 1.22%BSE LtdFinancial Services
- 1.03%Coal India LtdEnergy
- 0.96%ITC LtdConsumer Defensive
- 0.95%Multi Commodity Exchange of India LtdFinancial Services
- 0.92%Eternal LtdConsumer Cyclical
- 0.87%Nippon Life India Asset Management Ltd Ordinary SharesFinancial Services
Concentration
Top 5 weight
8.16%
Top 10 weight
12.89%
Avg turnover
54.79%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.4
Return per unit of total risk
Sortino
0.37
Return per unit of downside risk
Risk
Std deviation
5.37%
How much returns swing
Who manages this fund
2 fund managers
- SUSonam Udasi9.9 years in the industryRuns 15 schemes
- MNMurthy Nagarajan21.2 years in the industryRuns 20 schemes
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SIP illustration
Rate
+8.71%
Invested
₹6,00,000
Illustrated
₹9,58,876
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
Other versions
- regularGrowthTata Retirement Savings Fund - Conservative Plan - GrowthNAV ₹32.0192
FAQ
What is Tata Retirement Savings Fund - Conservative Direct Plan - Growth NAV today?
- The latest NAV of Tata Retirement Savings Fund - Conservative Direct Plan - Growth is ₹39.2378 as on 19 Aug 2026.
How has Tata Retirement Savings Fund - Conservative Direct Plan - Growth performed vs its category?
- 1-year return +5.67%. Past performance does not guarantee future returns.
What are the returns of Tata Retirement Savings Fund - Conservative Direct Plan - Growth?
- Trailing returns from published NAVs: 1 year +5.67%, 3 year +8.71% a year, 5 year +7.43% a year, since our first NAV +7.91% a year. Past performance does not guarantee future returns.
How would a SIP in Tata Retirement Savings Fund - Conservative Direct Plan - Growth have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +8.71%. It is not a forecast.
What is the expense ratio and fund size of Tata Retirement Savings Fund - Conservative Direct Plan - Growth?
- For Tata Retirement Savings Fund - Conservative Direct Plan - Growth, the expense ratio is 0.86% and fund size (AUM) is ₹168.04 Cr.
What is the ISIN of Tata Retirement Savings Fund - Conservative Direct Plan - Growth?
- The ISIN for Tata Retirement Savings Fund - Conservative Direct Plan - Growth is INF277K01QM5.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.