Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 18 Aug 2026. Factsheet Jun 2026. About · Disclosures
HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option
HDFC Mutual FundRetirement · Conservative HybridDirectGrowthModerately high risk
NAV
₹24.9844
As on 18 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +2.72% | — | — |
| 3 year | +7.42% | — | — |
| 5 year | +7.63% | — | — |
- Sharpe
- 0.24
- Std dev
- 4.30%
All Retirement · Conservative Hybrid funds · HDFC Mutual Fund
Returns
From NAVs through 18 Aug 2026
1Y
+2.72%
Total
3Y
+7.42%
p.a.
5Y
+7.63%
p.a.
SI
+8.03%
p.a.
Calendar years
+5.00%2022
+12.43%2023
+11.11%2024
+6.35%2025
+0.36%2026 YTD
Rolling 1-year · 51 overlapping windows
+0.71%avg +8.18%+15.81%
Fund facts
Fund details from the Jun 2026 factsheet
Fund size
₹149.65 Cr
Expense ratio
1.16%
Exit load
None
Lock-in
None
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Launched25 Feb 2016
Risk levelModerately high
StructureOpen Ended
ISININF179KB1MJ2
Where the money is invested
Split by asset type.
By asset type
Bonds44.51%
Cash33.36%
Equity22.13%
What the fund holds
46 holdings · portfolio as on 14 Jun 2026
- 16.99%Cash Offset for Derivatives
- 12.85%Treps - Tri-Party Repo
- 7.77%Larsen & Toubro LtdIndustrials
- 7.48%ICICI Bank LtdFinancial Services
- 5.74%Reliance Industries LtdEnergy
- 3.52%Net Current Assets
- 2.25%HDFC Bank LtdFinancial Services
- 1.32%State Bank of IndiaFinancial Services
- 1.18%Axis Bank LtdFinancial Services
- 0.97%Bharti Airtel LtdCommunication Services
Concentration
Top 5 weight
50.83%
Top 10 weight
60.07%
Avg turnover
54.79%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.24
Return per unit of total risk
Sortino
0.09
Return per unit of downside risk
Risk
Std deviation
4.3%
How much returns swing
Who manages this fund
5 fund managers
- AAArun Agarwal5.5 years in the industryRuns 22 schemes
- SMShobhit Mehrotra20.8 years in the industryRuns 11 schemes
- SRSrinivasan Ramamurthy6.4 years in the industryRuns 17 schemes
- NMNandita Menezes0.9 years in the industryRuns 23 schemes
- DMDhruv Muchhal2.7 years in the industryRuns 46 schemes
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SIP illustration
Rate
+7.42%
Invested
₹6,00,000
Illustrated
₹8,91,275
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
FAQ
What is HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option NAV today?
- The latest NAV of HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option is ₹24.9844 as on 18 Aug 2026.
How has HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option performed vs its category?
- 1-year return +2.72%. Past performance does not guarantee future returns.
What are the returns of HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option?
- Trailing returns from published NAVs: 1 year +2.72%, 3 year +7.42% a year, 5 year +7.63% a year, since our first NAV +8.03% a year. Past performance does not guarantee future returns.
How would a SIP in HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +7.42%. It is not a forecast.
What is the expense ratio and fund size of HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option?
- For HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option, the expense ratio is 1.16% and fund size (AUM) is ₹149.65 Cr.
What is the ISIN of HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option?
- The ISIN for HDFC Retirement Savings Fund - Hybrid - Debt Plan - Direct Plan - Growth Option is INF179KB1MJ2.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.