Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 18 Aug 2026. Factsheet Jun 2026. About · Disclosures
Franklin India Banking and PSU Debt Fund - Direct IDCW Payout
Franklin Templeton Mutual FundBanking and PSUDirectIDCW5/5
NAV
₹11.5981
As on 18 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +0.45% | — | — |
| 3 year | +1.95% | — | — |
| 5 year | +0.93% | — | — |
- Sharpe
- 0.63
- Std dev
- 1.01%
- Beta
- 0.75
Returns
From NAVs through 18 Aug 2026
1Y
+0.45%
Total
3Y
+1.95%
p.a.
5Y
+0.93%
p.a.
SI
+0.94%
p.a.
Calendar years
-0.95%2022
+2.42%2023
+2.54%2024
+2.28%2025
+0.87%2026 YTD
Rolling 1-year · 51 overlapping windows
-4.04%avg +1.16%+4.10%
Fund facts
Fund details from the Jun 2026 factsheet
Fund size
₹583.15 Cr
Expense ratio
0.18%
Exit load
None
Lock-in
None
Launched24 Apr 2014
StructureOpen Ended
ISININF090I01KT4
Where the money is invested
Split by asset type.
By asset type
Bonds54.95%
Cash44.70%
Other0.36%
What the fund holds
15 holdings · portfolio as on 14 Jun 2026
- 4.89%Union Bank of India
- 4.22%Canara Bank
- 4.17%HDFC Bank Limited
- 4.15%Indian Bank
- 4.15%Small Industries Development Bank of India
- 4.13%Bank of Baroda
- 4.13%Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
- 4.11%ICICI Bank Limited
- 3.29%HDFC Bank Limited
- 3.29%National Bank for Agriculture and Rural Development
Concentration
Top 5 weight
21.58%
Top 10 weight
40.53%
Avg turnover
171.99%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.63
Better than category avg 0.29
Sortino
-1.87
Return per unit of downside risk
Alpha
0.62
Return above the benchmark
Risk
Std deviation
1.01%
How much returns swing
Beta
0.75
Better than category avg 0.92
R-squared
80%
How closely it tracks the benchmark
Other Banking and PSU funds
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SIP illustration
Rate
+1.95%
Invested
₹6,00,000
Illustrated
₹6,62,950
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
FAQ
What is Franklin India Banking and PSU Debt Fund - Direct IDCW Payout NAV today?
- The latest NAV of Franklin India Banking and PSU Debt Fund - Direct IDCW Payout is ₹11.5981 as on 18 Aug 2026.
How has Franklin India Banking and PSU Debt Fund - Direct IDCW Payout performed vs its category?
- 1-year return +0.45%. Past performance does not guarantee future returns.
What are the returns of Franklin India Banking and PSU Debt Fund - Direct IDCW Payout?
- Trailing returns from published NAVs: 1 year +0.45%, 3 year +1.95% a year, 5 year +0.93% a year, since our first NAV +0.94% a year. Past performance does not guarantee future returns.
How would a SIP in Franklin India Banking and PSU Debt Fund - Direct IDCW Payout have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +1.95%. It is not a forecast.
What is the expense ratio and fund size of Franklin India Banking and PSU Debt Fund - Direct IDCW Payout?
- For Franklin India Banking and PSU Debt Fund - Direct IDCW Payout, the expense ratio is 0.18% and fund size (AUM) is ₹583.15 Cr.
What is the ISIN of Franklin India Banking and PSU Debt Fund - Direct IDCW Payout?
- The ISIN for Franklin India Banking and PSU Debt Fund - Direct IDCW Payout is INF090I01KT4.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.