Compiled by Rupeestop LLP, SEBI RIA INA000022701. NAV as on 19 Aug 2026. Factsheet Jun 2026. About · Disclosures
Franklin India Banking and PSU Debt Fund - Direct Growth
Franklin Templeton Mutual FundBanking and PSUDirectGrowthLow to moderate risk4/5
NAV
₹25.2382
As on 19 Aug 2026
Vs category
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 year | +6.71% | — | — |
| 3 year | +7.63% | — | — |
| 5 year | +6.47% | — | — |
- Sharpe
- 0.76
- Std dev
- 1.00%
- Beta
- 0.75
Returns
From NAVs through 19 Aug 2026
1Y
+6.71%
Total
3Y
+7.63%
p.a.
5Y
+6.47%
p.a.
SI
+6.42%
p.a.
Calendar years
+3.62%2022
+7.20%2023
+8.05%2024
+8.28%2025
+3.98%2026 YTD
Rolling 1-year · 51 overlapping windows
+2.56%avg +6.54%+9.60%
Fund facts
Fund details from the Jun 2026 factsheet
Fund size
₹583.15 Cr
Expense ratio
0.18%
Exit load
None
Lock-in
None
BenchmarkNIFTY Banking & Psu Debt Index a-ii
Launched24 Apr 2014
Risk levelLow to moderate
StructureOpen Ended
ISININF090I01KR8
Where the money is invested
Split by asset type.
By asset type
Bonds54.95%
Cash44.70%
Other0.36%
What the fund holds
15 holdings · portfolio as on 14 Jun 2026
- 4.89%Union Bank of India
- 4.22%Canara Bank
- 4.17%HDFC Bank Limited
- 4.15%Indian Bank
- 4.15%Small Industries Development Bank of India
- 4.13%Bank of Baroda
- 4.13%Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
- 4.11%ICICI Bank Limited
- 3.29%HDFC Bank Limited
- 3.29%National Bank for Agriculture and Rural Development
Concentration
Top 5 weight
21.58%
Top 10 weight
40.53%
Avg turnover
171.99%
Risk and quality measures
How steady the returns have been.
Return quality
Sharpe
0.76
Better than category avg 0.29
Sortino
0.5
Return per unit of downside risk
Alpha
0.74
Return above the benchmark
Risk
Std deviation
1%
How much returns swing
Beta
0.75
Better than category avg 0.92
R-squared
79.9%
How closely it tracks the benchmark
Who manages this fund
3 fund managers
- SMSandeep Manam4.4 years in the industryRuns 22 schemes
- CGChandni Gupta11.0 years in the industryRuns 24 schemes
- ATAnuj Tagra12.2 years in the industryRuns 24 schemes
Other Banking and PSU funds
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SIP illustration
Rate
+7.63%
Invested
₹6,00,000
Illustrated
₹9,01,946
₹5,000/mo × 10 years at this fund's 3Y CAGR. Illustration, not a forecast. SIP calculator
Other versions
- regularGrowthFranklin India Banking and PSU Debt Fund -GrowthNAV ₹23.1202
FAQ
What is Franklin India Banking and PSU Debt Fund - Direct Growth NAV today?
- The latest NAV of Franklin India Banking and PSU Debt Fund - Direct Growth is ₹25.2382 as on 19 Aug 2026.
How has Franklin India Banking and PSU Debt Fund - Direct Growth performed vs its category?
- 1-year return +6.71%. Past performance does not guarantee future returns.
What are the returns of Franklin India Banking and PSU Debt Fund - Direct Growth?
- Trailing returns from published NAVs: 1 year +6.71%, 3 year +7.63% a year, 5 year +6.47% a year, since our first NAV +6.42% a year. Past performance does not guarantee future returns.
How would a SIP in Franklin India Banking and PSU Debt Fund - Direct Growth have been illustrated?
- The SIP illustration on this page uses ₹5,000 a month for 10 years at this fund's 3-year annualised return of +7.63%. It is not a forecast.
What is the expense ratio and fund size of Franklin India Banking and PSU Debt Fund - Direct Growth?
- For Franklin India Banking and PSU Debt Fund - Direct Growth, the expense ratio is 0.18% and fund size (AUM) is ₹583.15 Cr.
What is the ISIN of Franklin India Banking and PSU Debt Fund - Direct Growth?
- The ISIN for Franklin India Banking and PSU Debt Fund - Direct Growth is INF090I01KR8.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance does not guarantee future returns and is not an indicator of future results.
Figures on this page come from published NAVs and the scheme's monthly factsheet. They are for information only and are not investment advice or a recommendation to buy or sell any scheme.